Competition Standard Terms & Conditions
Indian Insurance’s decision in relation to selection of prize winner(s) is final and no correspondence will be entered into.
In the event of any dispute regarding the rules, conduct or the results of a competition the decision of Indian Insurance will be final.
Indian Insurance competitions are not open to staff of Indian Insurance(be they employees or contractors), their immediate family members or associated companies including (but not limited to) the competition promotional partner(s) and SMS/IVR service provider(s). For these purposes an “immediate family member” includes a spouse, partner, child, step child, grandchild, brother, step brother, sister, step sister, parent, step parent or legal guardian.
Unless otherwise stated, competition entrants must be over 18 years old and resident in the island of Ireland in order to qualify as the prize winner. Indian Insurance reserves the right to request written proof of age of any competition winner.
Prizes are non-transferable and will only be awarded to the winner.
Unless otherwise stated, where multiple prizes are on offer in a single competition only 1 win per household will be permitted.
No cash alternative will be awarded in lieu of stated prize(s).
If, due to circumstances beyond its control, a prize becomes unavailable Indian Insurance and/or the promoter(s) reserves the right to substitute a prize of equal value.
Use of a false name or address by a competition entrant will disqualify them from receiving any prize.
Indian Insurance and/or the promoter(s) will endeavour to deliver all prizes within 28 days of winning. Where this is not possible the winner(s) will be notified of a delay.
Unless otherwise stated, all taxes, insurance, fees and surcharges on any prize are the sole responsibility of the winner.
Where a prize is to be provided by a third party, Indian Insurance accept no responsibility whatsoever for the supply or non-supply or purported supply or delay in supply of the prize, including without limitation, the failure of the winner to receive ownership of or use the prize. Where appropriate, prize winners are required to complete all applicable booking and/or other formalities directly with the specified third party provider(s).
Indian Insurance reserves the right to change prize details without notice and all prizes, including holiday travel dates, are subject to availability.
Some competitions may require entrants to take part in a programme in order to win the prize. Where this is required and where an entrant fails to take part as required or takes part but fails a subsequent test of skill which is required to win the prize, that contestant will be deemed to have forfeited their opportunity to win the prize and will be disqualified from the competition.
Acceptance of the prize constitutes permission to use the relevant winner’s name, hometown and likeness for purposes of advertising, promotion or publicity in any media without additional compensation and prize winners agree to take part in such related promotional activities as Indian Insurance and/or the promoter(s) may require.
All competition entries must be received by Indian Insurance in the required format before the advertised closing date. Neither Indian Insurance nor its affiliated entities are responsible for printing or typographical errors in any materials relating to Indian Insurance promotions; fraudulent, lost, late, misdirected, incomplete or altered entries; or entries which are processed late or incorrectly or are lost due to computer or other technical malfunction.
Indian Insurance reserves the right to cancel, terminate, modify or suspend a competition and/or vary competition rules at any time without prior notice.
Neither Indian Insurance nor its agents accept any responsibility whatsoever for any death, injury or other damage, loss, expense or liability arising as a result of taking a prize. Nor will Indian Insurance have any liability or responsibility for any claim arising in connection with participation in any Indian Insurance competition or any of the prizes rewarded.
Prizes not claimed within specified time limit will be deemed to have been forfeited and Indian Insurance may dispose of such prizes without any liability to the winner.
Any person found to be in disregard of these rules will be disqualified automatically.
Indian Insurance reserves the right to disqualify any contestant for any reason whatsoever in its sole discretion.
Participation in Indian Insurance competitions denotes acceptance of these terms and conditions and any additional competition specific terms and conditions which may be advertised.
Indian Insurance does not accept any responsibility whatsoever for any technical failure or malfunction or any other problem in any network, system, server, provider, or otherwise which may result in entries being lost or not properly registered or recorded and contestants hereby waive any claim whatsoever for any losses, costs, damages and expenses arising from any such problems.
Dated: – 1st September 2011